My Suggestion on Health Insurance

We should have individual coverage which focuses on preventative care that is similar to auto insurance. If you decide to treat your body like a Hertz Rent-A-Car, you deserve the brunt of the cost. The media puts much of the blame on the government, insurance companies, and doctors, but I do not hear much about how much we contribute to driving up premiums is wasteful visits and issues that could have been prevented. In other words lay off the cheeseburgers, booze, and cigarettes, drive carefully, and maybe hit the gym up a little more.